Learning that you and your partner can't have a baby is devistating news, then hearing that their could be treatment but it would be costly is some times even worse.  We have been told that IVF is a good option for us or maybe using a Serogate due to the possibility that my uterus might rupture due to having fibroids removed. 

Many say just have your insurance cover the cost, here's the caveat.  We live in a state that mandates coverage, yet my husbands company is baised in a state(georgia) that does not mandate coverage.  So it is going to be all out of pocket for us either way.  I think that if we saved we could come up with maybe eough for two IVF cycles in a years time.  But the extra cost from most of the agencys for the Serogate just blows us right out of the water.  I understand that the Carrier is doing a true act of God by gestating what my body can not do.  Has anyone here ever done a serogate pregnancy out of chairity, or only accepted what the IP could afford to pay the serogate?

(I appolagize if this post offends anyone who has carried for someone who could not get pregnant what you do is a true miricle, but I'm just wondering what do the lower classes do in concerns to this expensive treatment?)

I know how you feel. This can be very expensive. We had to take out a large loan to pay for ours. You can go independent by finding a surrogate through a board like this or another board instead of going through an agency and paying agency fees. There are pros and cons to going independent vs. agency. Good luck!

I know that as a surrogate, I was willing to become pregnant with my own child and give the baby to my last IP's.  In order to do that I myself would need to go through the IVF process due to my tubes being burned. Now this was only after working with them for a year and half.  I would suggest building a relationship with someone first.  I am pleased to announce that my last IP's are expecting and she is carrying.

Good luck to you and your husband.

I know how you feel.    We are needing a surrogate (from what I've been told for 18yrs) to help start our family.  I was born without a uterus but I still produce eggs.

All the research I have done so far by talking to other IP's & surro's has just overwhelmed me & my husband.  We are trying to make appointments with doctors this week to find out all of our options & about how much we are going to need to start our family.  I know we are going to have to take out some type of loan in the end but I'm hoping we can save in the next year or so to pay some of the expenses.  We thought my best friend was going to be able to be our surrogate but she found out her uterus is tilted & it was suggested she not get pregnant again.  So, we are back to square one.  

I wish you the best of luck & if you find any other information please pass it on.

I feel the same way.  I read all the stories where the couples are able to do IVF multiple times and I wonder how do people afford it? 

I know what you mean. It's taking everything for us to just go through this one time. I often times wonder, well it's taking everything we have to HAVE a baby. I wonder, when others are able to spend money on the necessities such as crib, decorating the baby's room, baby furniture, car seat, diapers, formula, etc. we are just praying we can afford the IVF and paying our surrogate. Payments that could go to their college fund or daycare payments, I won't have. We hope to have some family help out once we have a child one day. My sister-in-law doesn't work and said she might be able to baby sit. We'll figure something out for sure. But it is depressing, worth it by all means, but it is hard to be real about this that none of us as women ask to be infertile or unable to carry and we're just normal people, not rich. Ok, sorry. It feels better that I got my feelings out. God bless the surrogates that do help us make our dreams of having a child come true!

Where are you at with starting ivf?

Try skipping the agency if possible. Majority of what they charge you are their fees. I know it is hard to find a carrier/surrogate by yourself but if you have to spend the time saving up the money,  you might as well be looking at the same time. Best wishes.